Getting a mortgage made simple, even for complex situations. If you’re buying your first home, moving house, remortgaging or investing in property, BM14 Finance is here to help you find the right mortgages for your situation.
We also provide protection advice to help you look after your income, family and home. As a financial advisor, we work with buyers, homeowners, landlords and families across London and Kent, taking the time to understand what you need and explain available options clearly.
We keep our mortgage application process easy to follow, from your first phone call to picking up the keys. Whether you’re a first-time buyers, looking for remortgaging, arranging a buy-to-let mortgage or home mover, we start by understanding your requirements, checking your eligibility, and guiding you through the best available options.
Free Initial Conversation
We ask about your income, your goals, and anything that might affect eligibility, so nothing surprises you later. We also perform an initial eligibility check to understand which mortgage options may be suitable for you.
We compare products across our panel, including options for self-employed applicants, first-time buyers, landlords, and older borrowers. Once you have chosen a suitable option, we can help you obtain an Agreement in Principle (AIP) from the lender, which sets out key details such as your mortgage rate and repayment terms.
We submit the paperwork, chase the lender directly, and flag anything that needs your attention before it becomes a delay. We help you finalise the required paperwork and keep the application moving towards your new home.
Once your offer is issued, we stay involved through to completion and help you get ready for your new home. The entire mortgage process can take as little as 6 weeks, depending on your circumstances, lender and how quickly the required information and paperwork are provided. We also check in afterwards on protection or remortgage timing.
BM14 Finance is an FCA-regulated adviser working across residential purchases, remortgages, buy-to-let, and protection. As a UK mortgage broker, we’re not restricted to one lender’s product range, we search across a panel of providers to find terms that genuinely match your circumstances, whether that’s a first purchase, a self-employed income, or a case other brokers have called “too complicated.”
We explain every recommendation in an easy way, tell you why it fits, and never push a product because it’s easiest for us to sell.
If you are looking to undertake your next real estate development project, we can help you secure the funding you need to move ahead. We have helped our client secure funds up to 80% of property value and 85% of development cost.
Reach out to us today to discuss your development finance needs and see how we can help you bring your dream project to reality.
We take the time to understand you, before we recommend anything. We’re your secured loan broker in the UK, London, and we advise on Mortgages for older people and a young person loan alike, so whatever stage of life you’re at, we’re always here to help.
I am self-employed and was unsure about my options, but the adviser found a suitable mortgage and handled the application smoothly. The whole experience was professional and stress-free.
If you’re a first-time buyer or exploring self-employed mortgages, our team is here to help. Contact BM14 Finance today for professional mortgage advice tailored to your circumstances.
